Cases

CaseStudy


Sam’s business needed more cash to get ahead. Financial Holographix® was able to provide the expertise that shined a more positive light on his financials, which facilitated approval for more funding.

 

 


Background

Sam owns a distribution business with high overhead and stiff competition. In order to stay competitive, he needed to acquire a competitor, but banks wouldn’t provide the necessary funding. He turned to Financial Holographix for two major business turning points:

  • He needed to acquire a competitor in order to increase revenue, but was struggling to get the required financing.
  • Cash-flow forecasting indicated challenges looming on the horizon.
  • Ongoing penalties and fees from the IRS

How Financial Holographixs helped

Financial Holographix used our three-dimensional credit analysis and underwriting background to uncover why Sam’s company was turned down. By transforming his financial data into applicable insight, we were able to:

  • Create a bank loan package that spoke to underwriters’ concerns.
  • Provide guidance during buyout negotiations.
  • Uncover previously invisible forces affecting the business viability.
  • Discuss sustainable growth options, including mergers.

The Result

Sam learned to effectively address liquidity needs and industry opportunities, and in the process his company:

  • Gained financing offers from three banks, including one that had previously turned him down.
  • Increased revenue by purchasing a competitor.
  • Positioned his company to seize larger, more profitable opportunities by merging with a competitor in 2011.

 


 

Case Study

Joanie’s company saved 65 percent off her monthly accounting bill after one investment in our services.

 

 


Background

Joanie owns a B2B service company that has grown from an at-home business to a major family company over 25 years. But, despite their growth, the company’s financial data showed seriously problems, including:

  • Incorrect net worth calculations
  • Exorbitant accounting fees
  • Ongoing penalties and fees from the IRS

How Financial Holographixs helped

Financial Holographix dove into Joanie’s books and discovered that insufficient cash-flow forecasting was driving the company’s challenges. Our long-term engagement offered a breadth of guidance that enabled our team to:

  • Propose that Joanie find a new accounting firm after our insight showed that the current CPA’s antiquated accounting practices were costing Joanie thousands of dollars each month.
  • Provide cash-flow forecasting that eliminated incorrect tax payments.
  • Recommend new management approaches to drive better sales performance from staff.
  • Position financials for new acquisition opportunities.

The Result

Joanie learned the valuable insight and savings accurate cash-flow forecasting can provide, and in the process her company:

  • Saved 65 percent off her monthly accounting bill after one investment in our services.
  • Avoided interest and penalties on annual tax liabilities.
  • Created greater accountability for employees.
  • Separated business and personal financial lives.
  • Rebuilt net worth to become more bankable.